HSBC will start sending Secure Keys out to new customers from March 23rd, with existing customers due to receive theirs in the coming months. It will also be interesting to see how well account aggregators which require login details to access accounts will cope with this extra level of security. If banks can somehow find a way of using mobile phones, which we’re all likely to have with us wherever we are, and have more of an attachment to than a cheap looking piece of plastic, to replace these devices then both security and customer engagement should increase. It’s good to see they’re taking security seriously, but I’ve always had a feeling that these devices tend to provide more of a barrier to logging in than it’s worth for the extra security they provide. You can take it with you and log on to your bank account anywhere you like.
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